Chapter 10 | Cross-City Expansion and the Deployment of Assets Worth Tens of Millions

Lin Mo stood atop a building in the South City CBD. The night wind blew, and the city lights shone like countless tiny stars, carpeting the entire city. He was twenty-four, a year out of university, and already possessed assets approaching ten million, but this was far from enough. He knew that if he continued to remain confined to South City, his wealth would forever be limited; the real battlefield was the entire country.Over the past few years, he had used campus cash flow, online courses, and a few small equity investments to transform himself from an ordinary university student into a young man with considerable capital accumulation. But these experiences taught him that single-point success could not bring truly stable wealth; he needed to build a replicable and scalable system.Therefore, he began conducting nationwide market research. Several first-tier cities in the north were his first choices—dense concentrations of universities, a large number of students, and strong student purchasing power. While the education and training market was highly competitive, it lacked a complete system integrating online and offline learning. After several months of analysis, he determined a cross-city expansion strategy: a northern city would serve as the headquarters, responsible for course development, core data analysis, and system management; the South City headquarters would be responsible for maintaining cash flow and online courses; within three years, he would establish a presence in at least five cities nationwide, controlling risk through phased investments. Team building was his first priority. Expanding across cities is different from campus entrepreneurship; it's impossible to operate alone. He recruited an operations manager in each city to handle local daily management and enrollment data analysis. He also established a rigorous training system to unify the management of finance, marketing, and curriculum. To ensure efficiency, he held weekly video conferences to monitor progress and ensure all locations followed standardized procedures. Lin Mo realized for the first time that people are a multiplier of capital; the power of a highly efficient team can even surpass the wisdom of a single individual.Simultaneously, he optimized his existing investment portfolio. Educational startups, lifestyle service companies, and technology startups were brought under unified management. He developed clear exit and reinvestment strategies for each investment. Monthly dividends were reinvested first, and partial cash-out was considered only after equity appreciation reached a certain percentage. Lin Mo understood that only through systematic management could assets grow steadily.During the expansion, he encountered his first real competitor—a large training group in northern China proactively contacted him, proposing a collaboration. This group had been operating for many years, with directly operated centers in multiple cities, a stable cash flow, and didn't prioritize online community matrices. Lin Mo calmly analyzed the situation: cooperation allowed for rapid expansion, but equity might be diluted; confrontation carried higher risks, but it preserved autonomy. After several rounds of negotiations, he ultimately chose to maintain independent operations while closely monitoring market trends. This was Lin Mo's first direct confrontation with a truly powerful opponent, making him realize that the future battlefield was not just about making money, but also about seizing the initiative.Regarding his family, his life was stable and warm. His parents were retired, his mother's business had expanded to three stores in the county, with a steady income; his younger sister, Xiaoyu, was fourteen, excelling in piano exams and possessing a wide range of learning interests. Lin Mo did several things for his family: upgraded the education fund to ensure sufficient funding for his sister's university and even overseas studies; established a family emergency fund to prevent unexpected risks; and purchased properties in the south and north of the city, creating a stable rental cash flow. Seeing the relieved smiles on his family's faces, he understood that the true meaning of wealth was not in the numbers, but in ensuring his family's worry-free life.After the direct operation centers in five cities across the country were gradually launched, the northern headquarters earned 200,000 yuan per month, the southern matrix earned 150,000 yuan per month, the social investment matrix distributed approximately 30,000 yuan in dividends per month, and online course income remained at 100,000 yuan. With total assets exceeding 20 million, 25-year-old Lin Mo experienced for the first time the truth: quietly accumulating wealth is never accidental, but rather the result of systematic planning and long-term replication.Standing on the top floor of the Northern Headquarters, Lin Mo wrote down a new goal in his notebook: assets exceeding 30 million within three years, adding three more cities nationwide, expanding the investment matrix across industries, and ensuring every step is steady and controllable. A night breeze blew by, and he smiled faintly—the real battlefield of society had only just begun.